Terms & Conditions — 5j131

1 Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and 5j131 ("the Platform," "we," "us," or "our") governing your access to and use of the 5j131 online gaming platform, including all games, features, payment services, and support functions available through the platform.

By creating an account on 5j131, accessing the platform, or placing any wager, you confirm that you have read, understood, and agree to be bound by these Terms in their entirety, together with the 5j131 Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference.

If you do not agree to any part of these Terms, you must not register an account or use the 5j131 platform. Continued use of the platform following any amendment to these Terms constitutes your acceptance of the revised Terms.

2 Eligibility and Registration

To register and maintain an account on 5j131, you must satisfy all of the following eligibility requirements at all times:

• You must be at least 21 years of age. This is a strict requirement under Philippine law applicable to casino-style gaming activities. 5j131 does not permit any person under the age of 21 to register, access, or use the platform in any capacity.
• You must be physically located in a jurisdiction where online gaming is lawful at the time of play. It is your sole responsibility to ensure that your use of 5j131 complies with all applicable laws in your jurisdiction.
• You must not be a current employee, contractor, director, or officer of 5j131, or an immediate family member of any such person.
• You must not have been previously excluded or banned from the 5j131 platform or any affiliated platform.
• You must provide accurate, complete, and current information during the registration process. Providing false or misleading information is grounds for immediate account suspension and forfeiture of any balance.

5j131 reserves the right to request documentary proof of identity, age, and address at any time. Acceptable documents include a valid Philippine government-issued ID (such as a PhilSys National ID, passport, driver's license, or UMID card), proof of address, and proof of payment method ownership. Failure to provide requested documentation within the specified timeframe may result in account suspension and withholding of pending withdrawals pending verification.

Each individual is permitted to hold only one registered account on 5j131. The creation of multiple accounts by a single individual — whether using the same or different personal details — is strictly prohibited and will result in the permanent closure of all associated accounts and the forfeiture of all balances and bonuses held within them.

3 Account Security

You are solely responsible for maintaining the confidentiality of your 5j131 account credentials, including your username, password, and any two-factor authentication codes. You must not share your login credentials with any other person or allow any other person to access your account.

You agree to notify 5j131 immediately upon becoming aware of any unauthorised access to or use of your account. 5j131 will not be liable for any loss or damage arising from your failure to maintain the security of your account credentials.

• Use a strong, unique password for your 5j131 account that is not used for any other online service.
• Enable two-factor authentication where available on the 5j131 platform.
• Log out of your account after each session, particularly when using a shared or public device.
• Never access your 5j131 account over an unsecured public Wi-Fi network without a VPN.

5j131 reserves the right to suspend or lock any account where suspicious activity is detected, pending investigation. During any such investigation, access to funds in the account may be temporarily restricted.

4 Deposits and Withdrawals

All financial transactions on 5j131 — including deposits and withdrawals — must be conducted using payment methods that are registered in your own name. Third-party deposits and withdrawals are strictly prohibited. Accepted payment methods include GCash, PayMaya, BPI, BDO, and Metrobank, subject to availability at the time of transaction.

• The minimum deposit amount on 5j131 is ₱100. Maximum deposit limits may apply depending on your account verification status and selected payment method.
• Deposits are generally credited to your 5j131 account balance immediately upon confirmation from the payment provider. 5j131 is not responsible for delays caused by third-party payment processors.
• Withdrawal requests are subject to identity verification. 5j131 reserves the right to request supporting documentation before processing any withdrawal.
• Withdrawals will only be processed to a payment method registered in the same name as the 5j131 account holder.
• 5j131 reserves the right to impose withdrawal limits and processing timeframes, which will be communicated to players through the platform.
• Any funds deposited on 5j131 that remain unused for an extended period of inactivity may be subject to an administrative fee, as detailed in the platform's fee schedule.

5 Bonuses and Promotions

5j131 may offer bonuses, free credits, cashback offers, and other promotional incentives to registered players from time to time. All bonuses and promotions are subject to specific terms and wagering requirements that will be communicated at the time the offer is made.

• Bonus funds are separate from real-money funds in your 5j131 account. Wagering requirements must be met before bonus funds or winnings derived from bonus funds can be withdrawn.
• 5j131 reserves the right to modify, suspend, or withdraw any bonus or promotion at any time without prior notice.
• Bonuses are intended for personal recreational use only. Any attempt to exploit bonuses through systematic wagering strategies, collusion, or other means constitutes abuse and will result in the forfeiture of the bonus and any associated winnings.
• Only one bonus may be active on a 5j131 account at any given time, unless otherwise specified in the promotion terms.
• 5j131 reserves the right to reclaim any bonus credited to an account in error.

6 Game Rules and Fair Play

All games available on the 5j131 platform operate using certified random number generators (RNG). Game outcomes are entirely random, independent of previous results, and cannot be influenced by the player or by 5j131. Published return-to-player (RTP) percentages are independently verified and represent theoretical long-term averages, not guaranteed returns on any individual session.

Each game on 5j131 is governed by its own specific rules, which are accessible within the game interface. Players are responsible for familiarising themselves with the rules of each game before placing wagers. In the event of a discrepancy between a game's displayed result and the result recorded on 5j131's servers, the server record shall be the definitive record.

• Bets placed on 5j131 are final once confirmed. Cancellation of confirmed bets is not permitted except where a technical error has occurred.
• In the event of a game malfunction or technical error, 5j131 reserves the right to void affected bets and return stakes to players' accounts.
• 5j131 reserves the right to void any winnings that result from a software error, misconfiguration, or any other technical fault.

7 Prohibited Conduct

The following conduct is strictly prohibited on the 5j131 platform. Engaging in any prohibited conduct may result in immediate account suspension, permanent ban, forfeiture of all balances and bonuses, and referral to the relevant authorities where applicable:

• Registering more than one account on 5j131, whether using the same or different personal details.
• Providing false, inaccurate, or misleading information during registration or at any subsequent point.
• Using the platform if you are under 21 years of age.
• Attempting to exploit software vulnerabilities, bugs, or errors in any game or platform feature.
• Using automated software, bots, scripts, or any other artificial means to interact with the platform or its games.
• Colluding with other players to gain an unfair advantage in any game.
• Engaging in any form of money laundering, fraud, or other financial crime through the platform.
• Attempting to reverse, charge back, or dispute any legitimate transaction made on 5j131.
• Harassing, threatening, or abusing 5j131 staff or other players through any communication channel.
• Accessing the platform from a jurisdiction where online gaming is prohibited by law.

8 Responsible Gaming

5j131 is committed to promoting responsible gaming among all Filipino players on the platform. We recognise that for a small number of players, gaming can become problematic, and we take our obligations in this area seriously.

Players may access the following responsible gaming tools directly through their 5j131 account settings at any time:

• Deposit Limits: Set daily, weekly, or monthly limits on the amount you can deposit into your 5j131 account.
• Loss Limits: Set limits on the maximum amount you are willing to lose within a defined period.
• Session Time Limits: Set limits on the duration of individual gaming sessions.
• Reality Checks: Enable periodic notifications reminding you of the time elapsed during a gaming session.
• Self-Exclusion: Request temporary or permanent exclusion from the 5j131 platform. Self-exclusion requests are processed promptly and cannot be reversed during the exclusion period.

5j131 strictly enforces the 21+ age requirement and employs age verification procedures to prevent underage gaming. If you are concerned about your gaming behaviour or that of someone you know, we encourage you to seek support from qualified organisations.

9 Intellectual Property

All content on the 5j131 platform — including but not limited to the platform name, logo, game graphics, software, text, images, audio, video, and user interface design — is the intellectual property of 5j131 or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 5j131 platform solely for your personal, non-commercial recreational gaming purposes. This licence does not permit you to:

• Copy, reproduce, distribute, or publicly display any content from the 5j131 platform without prior written consent.
• Modify, adapt, translate, or create derivative works based on any 5j131 content.
• Reverse engineer, decompile, or disassemble any software used in the operation of the 5j131 platform.
• Use the 5j131 name, logo, or branding in any manner without prior written authorisation.

10 Limitation of Liability

To the fullest extent permitted by applicable law, 5j131 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the platform, including but not limited to loss of winnings, loss of data, or loss of profits.

5j131 does not warrant that the platform will be available at all times, free from errors, or free from viruses or other harmful components. The platform is provided on an "as is" and "as available" basis. We will make reasonable efforts to maintain platform availability but cannot guarantee uninterrupted access.

In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not permitted, the liability of 5j131 shall be limited to the maximum extent permitted by law. In no event shall 5j131's total liability to you exceed the total amount deposited by you into your 5j131 account in the thirty (30) days preceding the event giving rise to the claim.

11 Privacy and Data

5j131 collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By registering an account on 5j131, you consent to the collection and processing of your personal data as described in the Privacy Policy.

5j131 will not sell your personal data to third parties. We may share data with trusted service providers who assist in the operation of the platform, subject to appropriate data protection agreements. We may also disclose data to regulatory authorities or law enforcement agencies where required by law.

For full details on how 5j131 handles your personal data, please review our Privacy Policy.

12 Amendments to These Terms

5j131 reserves the right to amend, update, or replace these Terms at any time. When material changes are made, we will notify registered players through the platform or by email to the address registered on your account. The date of the most recent revision is displayed at the top of this page.

Your continued use of the 5j131 platform following the publication of revised Terms constitutes your acceptance of those changes. If you do not agree to the revised Terms, you must cease using the platform and may request the closure of your account.

13 Termination and Account Closure

You may request the closure of your 5j131 account at any time by contacting our support team. Upon closure, any remaining real-money balance will be returned to you via your registered payment method, subject to identity verification and the satisfaction of any applicable wagering requirements on bonus funds.

5j131 reserves the right to suspend or permanently close any account at its sole discretion, including but not limited to cases where:

• A player has breached any provision of these Terms.
• A player has engaged in fraudulent, abusive, or illegal conduct.
• A player has failed to satisfy identity or age verification requirements.
• Continued operation of the account poses a regulatory, legal, or reputational risk to 5j131.

In cases of account closure due to a breach of these Terms, 5j131 reserves the right to forfeit any bonus balances and, where fraud or financial crime is involved, to withhold real-money balances pending investigation and regulatory reporting.

14 Governing Law and Dispute Resolution

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

In the event of any dispute arising from or in connection with your use of the 5j131 platform, you agree to first contact 5j131's support team to seek an informal resolution. If the dispute cannot be resolved informally within thirty (30) days, both parties agree to submit to the exclusive jurisdiction of the competent courts of the Philippines.

Nothing in this clause shall prevent 5j131 from seeking injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights or to prevent irreparable harm.

15 Contact Information

If you have any questions, concerns, or complaints regarding these Terms and Conditions or the operation of the 5j131 platform, please contact our support team. Our support team is available 24 hours a day, 7 days a week.